Monday, November 21, 2011

Household Budget Percentages to be a Wealthy Family

Household Budget Percentages is an indication that I provide so you can become wealthy family. With the Household Budget Percentages that I give you can train quickly and accurately regardless of family income. And remember all the practices so that you can become a happy family with abundant wealth.

Household Budget Percentages to be great Family



Income less than $ 500
If you want to buy a house with your income installments of at least $ 1000 so I took other initiatives to rent a small house for you and your family can rent payable every month..... 5-10%
Monthly for life insurance is estimated to …….. 1-5%
Transportation I recommend to take public transportation...... 10-15%
Clothing.... 5-15%
Food..... 20-25%
Unexpected costs (health, recreation, credit, electricity, water, telephone etc).... 20-25%
I would suggest a minimum for saving is $ 1 / day

Income above $ 500
Rent is expected to remain 5-10%
Life Insurance to adjust the amount of your child.... 1-5%  
Begin to buy a car and have a payment..... 10-15%
Clothing fixed.... 5-15%
Food fixed.... 20-25%
Unexpected costs (health, recreation, credit, electricity, water, telephone, car maintenance, etc.) remain .... 20-25%
Savings I recommend a minimum of $2.5 / day

Income above $ 1000
Begin to pay a home with small interest and progress towards the light house I expect to pay back the money you will cut 40-45%
Life Insurance to adjust the amount of your family.... 1-5%
I hope to keep clothes.... 5-15% less
Food alone.... 23-27%
Car payment..... 10-15%
Unexpected costs (health, recreation, credit, electricity, water, telephone, car maintenance, etc.) enhance…. 24-29%
Saving I recommend at least 7.5% / day

To such I recommend saving so you can have the savings to you and as child purchase additional items that are useful for families and unforeseen costs if there is unused or partially entered into the rest of your savings. I recommend using Household Budget Percentages at least you should have a savings account 3. The first account to your savings, the second for unexpected costs, and the second to spend your money. Why you can separate the three so that where the deposit, where to spend money.

If you keep my household budget percentage of not less than 3 years, you can save money that you deposit and you will get extra money for income over the next few years, or make a personal effort, that you can become entrepreneurs, without having to seek work or maybe you are going to open vacancies. Similarly, article from me on Household Budget Percentages could be useful and always use what you have and take advantage of the spirit, to be happy and prosperous family.