1. Planning of the revenue that will be written for your household budget planners, according to the needs of your household. you may make plans in the form of monthly, weekly or daily, which match your actual income.
2. Write your fixed expenses, such as insurance, the cost of rent, taxes, loan repayments, electricity, water and other (customize together with your fixed expenses)
3. Then, list all of the needs of the household each month along with fixed expenses, such as clothes, budget shopping, phones, cars, school supplies, yet others.
4. For other expenses, such as working lunches, coffee, sports, school, daycare, and others. Adjust not to miss.
5. Another budget covers, magazines, videos, cable tv, association dues, eating out, clubs, holidays, movies, yet others, (be truthful unexpected expenses)
6. Noting the long and temporary savings in the budget planning categories, such as education, charity, investments, weddings, home rehabilitation and plans for another large-rancana
7. Combine all the household budget and you'll get the quantity of your expenses and income as a projection of the right choices.
The above hopefully can help you obtain the idea fresh in your household budget planners. throw away a category that makes you spend more money, within this category which i suggest is entertainment, because it requires most of the review for your category, if you wish to save the bag as well as your savings.
So what are you waiting, begin in your household budget planner and start save money now!